Daniel Cuervo
Daniel Cuervo is a Lead Fintech Content Writer at EBizCharge a payment processing company with 20+ years in embedded B2B payments. He specializes in payment processing, surcharging, accounts receivable automation, ERP integrations, and fintech trends for B2B finance/accounting teams. Daniel turns complex payment topics into clear, practical guidance for CFOs, controllers, and AR managers. He holds a Bachelor's in Communication from San Francisco State University and is bilingual in English and Spanish. Off the clock, you'll find him on a rock wall or camping under the stars, coffee in hand.
Recent posts published:
Recent posts published:
Level 3 Processing Rates: How Much Can B2B Companies Save?
Most B2B companies that look into level 3 processing already understand the basic premise: submit more data with each transaction, get a lower interchange rate. What's harder to find [...]
Level 3 Processing Requirements: What Data Do You Need?
If you're a B2B company accepting commercial credit cards, you've probably noticed that processing fees on certain transactions can run higher than expected. Maybe you asked your payment processor [...]
Level 2 vs. Level 3 Processing: What’s the Difference?
Most finance teams know that credit card processing fees aren't flat. They vary by card type, transaction size, and a handful of other factors that processors don't always explain [...]
Level 3 Processing: The Complete B2B Guide
If you run a B2B company and you're accepting commercial credit cards, there's a good chance you're overpaying on processing fees. Not because you negotiated a bad rate, and [...]
B2B Credit Card Surcharging: What Manufacturers, Distributors, and Wholesalers Need to Know
Credit card processing looks very different depending on where you sit in the economy. A retail coffee shop paying 2.6% on a $5 transaction is annoying. A manufacturer paying [...]
How to Set Up a Surcharge Program: A Step-by-Step Guide for Merchants
Surcharging is one of those things that sounds straightforward until you actually try to implement it. You decide you want to recover processing costs, you look into it, and [...]
Low-Cost Credit Card Processing: How Much Merchants Can Cut Processing Fees
Most merchants know they're paying credit card processing fees. Fewer know exactly what they're paying, why they're paying it, or how much of it is actually negotiable. That gap [...]
Credit Card Surcharge Compliance: Rules, Limits, and Violation Risks
Surcharging is appealing for obvious reasons. Processing fees add up fast, especially in B2B environments where transactions are high-volume and high-value. Adding a surcharge on credit card payments to [...]
Who Pays Credit Card Processing Fees? A Merchant’s Guide
Most businesses don't think carefully about credit card processing fees until someone in finance finally adds them up. Then the number lands on a spreadsheet, and suddenly it's a [...]
Sage Mobile Payments: Options for On-the-Go Processing
Not every payment happens at a desk. A field sales rep closes a deal at a trade show and needs to collect a deposit on the spot. A service [...]
EBizCharge vs Kodaris: Why Users Choose EBizCharge
EBizCharge vs Kodaris: Similarities Both EBizCharge and Kodaris offer core payment processing capabilities that streamline financial operations. Here’s what they have [...]
EBizCharge vs Fortis: Why Users Choose EBizCharge
EBizCharge vs Fortis: Similarities Both EBizCharge and Fortis offer core payment processing capabilities that streamline financial operations. Here’s what they have [...]
EBizCharge vs. Fortis: Which Integrates Better with QuickBooks?
If your business runs on QuickBooks, your payment processor should do far more than simply accept credit cards. It should operate [...]
EBizCharge vs QuickBooks Payments: Why B2B Companies Are Switching
As QuickBooks users look to scale their businesses, they may reach a point where their platform and payment processing capabilities start [...]
