Industries | Wholesale Credit Card Processing

Wholesale Credit Card Processing and Payment Solutions

Wholesale Credit Card Processing and Payment Solutions

Wholesale suppliers and B2B wholesale businesses use EBizCharge to accept payments on large invoices, manage net-term accounts, and sync every transaction directly into their accounting or ERP software without manual entry.

  Native integrations with Epicor, Infor CloudSuite Distribution, NetSuite, SAP, and 100+ more

  Accept credit cards, debit cards, and ACH with automatic ERP sync

  Customer portal, email pay, and Level 2/3 processing built in for B2B wholesalers

Abbott Wholesale

“EBizCharge has been a game changer for invoice payments. The click-to-pay link directly from Epicor is powerful. Customers can manage and pay all their invoices in one place.”

Roshan Peiris, Head of Finance at Abbott Wholesale Home Decor

“EBizCharge has been a game changer for invoice payments. The click-to-pay link directly from Epicor is powerful. Customers can manage and pay all their invoices in one place.”

Front of the house

Roshan Peiris, Head of Finance at Abbott Wholesale Home Decor

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Trusted by wholesale companies across the country

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Overview

Merchant account services for
the wholesale industry

Merchant account services for the wholesale industry

Wholesale Credit Card Processing and Payment Solutions

Why wholesale businesses struggle with payment processing

Wholesale businesses run on large invoices, net-term accounts, and customers who pay on their own schedule. Accounts on net-30, net-60, or custom terms expect to pay by purchase order, ACH, or corporate card. Generic processors have no real solution for any of it. The result is manual payment entry, slow collections, and a reconciliation process that puts unnecessary work on your accounting team every month.

Why choose a specialist for wholesale payment processing?

EBizCharge works inside the ERP and accounting software your wholesale business already runs on. Whether that is Epicor, Infor CloudSuite Distribution, NetSuite, SAP, or another platform, payments post directly to the right account without a second entry. Customers pay open invoices through a self-service portal, large orders settle by ACH to keep fees manageable, and Level 2 and Level 3 processing reduces interchange costs on commercial card transactions.

A wholesale payment solution that matches how your customers actually pay.

A wholesale payment solution that matches how your customers actually pay.

Some accounts pay by ACH on net terms. Others pay open invoices through a portal. Corporate purchasing card transactions qualify for lower interchange rates with Level 2 and Level 3 data. EBizCharge handles every payment scenario wholesale businesses run into from one platform.

Some accounts pay by ACH on net terms. Others pay open invoices through a portal. Corporate purchasing card transactions qualify for lower interchange rates with Level 2 and Level 3 data. EBizCharge handles every payment scenario wholesale businesses run into from one platform.

Features

Specialized features for wholesale merchant accounts

Specialized features for wholesale merchant accounts

Over 100 native integrations

100+ native integrations

Works inside Epicor, Infor CloudSuite Distribution, NetSuite, SAP Business One, Microsoft Dynamics, Acumatica, QuickBooks, and Sage. No middleware, no manual entry.

Payment portals

Customer payment portal

Give wholesale accounts a self-service portal to view open invoices and pay on their own schedule. Outstanding balances get collected faster without your AR team following up individually.

ACH and eCheck Processing

ACH payment processing

Large wholesale orders carry real processing costs when paid by credit card. ACH gives customers a low-cost payment option and reduces per-transaction fees on high-value orders.

Payment links

Payment links and email invoicing

Send a secure payment link from any invoice with one click. Corporate guests, event clients, and group bookings pay remotely without calling in a card.

Level 2 and level 3 processing

Wholesale businesses frequently receive payments on corporate and commercial cards. Level 2 and Level 3 data reduces interchange rates on those transactions automatically so your business qualifies for lower rates without extra work.

Accounts Receivable Automation

Accounts receivable automation

Every payment through the portal or email link posts automatically to the right account in your ERP. No manual cash application, no reconciliation backlog.

See more features

Compare EBizCharge

Wholesale payment services software unlike the rest

Wholesale payment services software unlike the rest

Other Providers

EBizCharge

  • No accounting or ERP integration

  • Native sync to 100+ systems

  • High fees on large invoices

  • ACH and Level 2/3 processing reduce costs

  • No self-service option for wholesale accounts

  • Customer portal collects on your behalf

  • Manual cash application on every payment

  • Automatic AR posting with every transaction

  • Locked into contracts

  • No long-term contracts

  • Generic customer support

  • 24/7 specialist support

With EBizCharge

  • Native sync to 100+ systems

  • ACH and Level 2/3 processing reduce costs

  • Customer portal collects on your behalf

  • Automatic AR posting with every transaction

  • No long-term contracts

  • 24/7 specialist support

Users love us

The best payment processor for wholesale businesses in 2026

The best payment processor for wholesale businesses in 2026

Integrates into the software you already use

EBizCharge integrates natively with the ERP and accounting platforms wholesale businesses run on. Payments post automatically, your books stay accurate, and month-end closes without chasing unmatched transactions.

Built for the way wholesale businesses get paid

Net-30 and net-60 invoices, ACH from high-volume accounts, commercial cards at lower interchange rates, self-service invoice payment. EBizCharge handles every payment scenario a wholesale business runs into from one account.

Dedicated account management

A dedicated team that knows your business

When something comes up with your account, our support team is reachable, responsive, and familiar with how wholesale businesses operate. You get real answers without the runaround.

Your wholesale merchant account setup is simple

Your wholesale merchant account setup is simple

Most wholesale businesses need more than a standard merchant account. They need one built for large invoices, net-term accounts, and ERP integration. EBizCharge makes it straightforward to accept credit cards, debit cards, and ACH while syncing every transaction directly into the accounting or ERP software your wholesale business already runs on.

Getting started takes minutes. Fill out a short application and our team reviews it quickly. Most wholesale suppliers and B2B businesses are approved without delays or complications.

Decisions come back quickly so you can get your account active and start processing wholesale payments without a long wait.

Once approved, our team connects EBizCharge to your ERP or accounting software. Integration is built natively so your existing software stack stays exactly as it is and payments start flowing through it immediately.

You will not be handed a manual and left to figure it out. EBizCharge’s support team walks you through setup and stays available after go-live. If anything comes up with your account, billing configuration, or ERP integration, you have a real team to reach.
Wholesale merchant account setup is simple

Frequently asked questions

Frequently asked questions

Wholesale credit card processing refers to the payment processing systems that allow wholesale suppliers and B2B businesses to accept credit cards, debit cards, and ACH payments from their business customers. For wholesale businesses, effective payment processing needs to handle large invoice amounts, net-term accounts, commercial card transactions with Level 2 and Level 3 data, and direct integration with the ERP platform the business runs on. EBizCharge provides wholesale credit card processing with native ERP integration so every payment posts automatically without manual entry.

Yes. EBizCharge provides wholesale merchant services that go beyond standard payment processing. It functions as the payment layer inside the accounting or ERP software your wholesale business already runs on. Invoices go out with a payment link attached, wholesale customers pay through a self-service portal, and payments post automatically to the right accounts. For wholesale suppliers looking to streamline collections without replacing their accounting system, EBizCharge handles the payment and reconciliation side natively inside the software they already use.

Yes. EBizCharge integrates natively with the ERP and accounting platforms wholesale businesses commonly run on, including Epicor, Infor CloudSuite Distribution, NetSuite, SAP Business One, Microsoft Dynamics, Acumatica, QuickBooks, and Sage. Payments post directly to the corresponding accounts in your software without manual entry, which eliminates double data entry and keeps your accounts receivable accurate.

Level 2 and Level 3 processing refers to submitting additional transaction data alongside a payment when a customer uses a corporate purchasing card or commercial card. Level 2 data includes information like customer code and tax amount. Level 3 adds line-item detail such as product codes, quantities, and unit costs. Providing this data qualifies the transaction for lower interchange rates from the card networks, which meaningfully reduces processing costs on large B2B transactions. Wholesale businesses that regularly receive payment by corporate card benefit directly from this. EBizCharge handles Level 2 and Level 3 data processing automatically.

Yes. EBizCharge supports ACH bank transfer payments alongside credit and debit card acceptance. For wholesale businesses collecting on large invoices, ACH carries significantly lower fees than credit card transactions, which adds up fast across a high-volume operation. Customers can pay by ACH through the self-service payment portal or directly from an emailed invoice link.

Yes. EBizCharge provides two ways for wholesale accounts to pay remotely. Email Pay sends a secure payment link directly from any invoice so customers can pay from their phone or computer without calling in a card. The Customer Payment Portal gives wholesale accounts self-service access to view and pay all open invoices on their own schedule. Both options reduce the manual follow-up your AR team does on outstanding balances and get invoices paid faster.

Yes. EBizCharge is a US-based payment processing company headquartered in Irvine, California.

Ready to set up your wholesale
merchant account?

Ready to set up your wholesale merchant account?

Wholesale suppliers and B2B businesses rely on EBizCharge for integrated credit card processing that connects natively into the accounting software they already run on.

Wholesale suppliers and B2B businesses rely on EBizCharge for integrated credit card processing that connects natively into the accounting software they already run on.

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