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Industries | Restaurant payment processing

Credit card processing built for restaurants

Credit card processing built for restaurants

Generic payment processors were not built for how restaurants collect money. EBizCharge connects natively to iBistro, Clover, and 100+ other systems so every transaction posts automatically and your back office stays current without manual reconciliation.

Generic payment processors were not built for how restaurants collect money. EBizCharge connects natively to iBistro, Clover, and 100+ other systems so every transaction posts automatically and your back office stays current without manual reconciliation.

6+ hours

SAVED WEEKLY ON AR

40% decrease

IN PAYMENT PROCESSING COSTS

3x reduction

IN DAYS SALES OUTSTANDING

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Trusted by businesses across the country

Merchant account services for restaurants and food service businesses

Merchant account services for restaurants and food service businesses

100+ native integrations

EBizCharge connects to iBistro, Clover, POS365, and 100+ platforms. Transactions, tips, and daily totals post automatically with no manual entry required.

Accept EMV at the counter or table

Secure EMV terminals handle counter service and tableside payments with real-time approval notifications and automatic sync to your POS and accounting system.

Automated reconciliation

Automate daily reconciliation

Transaction totals, tips, and adjustments sync automatically into your accounting software at end of day. Your back-office team stops matching payment data manually every night.

Payment links and email invoicing

Send catering invoices and get paid online

Send a payment link to any catering client or event booker and collect deposits or final payments in seconds. Payments post automatically into your accounting system without a terminal interaction.

Offset costs with surcharging

Pass credit card fees to the customer through a built-in surcharging program where state law permits. One of the most practical ways to reduce what your restaurant pays per transaction.

Advanced security

Encrypted and tokenized payments

Tokenization and encryption keep cardholder data out of your systems. PCI DSS compliance is built in across every account, reducing liability without extra work from your team.

Built for reliable restaurant credit card processing

Built for reliable restaurant credit card processing

100+ integrated payments

EBizCharge connects natively to iBistro, Clover, QuickBooks, and 100 more, so restaurant payment processing means transactions and tips post automatically with no manual entry.

Pricing made simple

Every line item on your statement is transparent, so you know exactly what you’re being charged instead of guessing at hidden markups.

Flexible payment options

Accept credit card, debit card, and ACH at the counter, tableside, or through a payment link sent to a catering client.

Built for reliable restaurant credit card processing

Smarter payments for restaurants

Smarter payments for restaurants

Hands-free payments posting

Hands-free daily reconciliation

Transaction totals, tips, and adjustments sync automatically into your accounting software at the end of the day, so your back office is not matching payment data by hand every night.

Protection built in, not bolted on

Protection built in, not bolted on

Offsite data storage and fraud detection stop threats before they reach your business, with tokenization and encryption that keep you PCI compliant automatically.

A dedicated support team

A dedicated support team

Support comes from a team already familiar with POS integrations, catering deposits, and how restaurants actually collect payments.

See how EBizCharge can simplify payment processing for restaurants

What our customers are saying

5 star rating

“Outstanding support and an easy, smooth implementation in a short timeframe”

Terry M.

5 star rating

“EBizCharge has been a wonderful partner and has eliminated a tremendous amount of
manual data entry.”

Greg L.

5 star rating

“Simple and easy to use. Customer service is outstanding, efficient and always friendly.”

Donna B.

5 star rating

“Outstanding support and an easy, smooth implementation in a short timeframe”

Terry M.

5 star rating

“EBizCharge has been a wonderful partner and has eliminated a tremendous amount of manual data entry.”

Greg L.

5 star rating

“Simple and easy to use. Customer service is outstanding, efficient and always friendly.”

Donna B.

EBizCharge is rated 4.8/5 stars on 105+ G2 reviews. | See what they are saying

EBizCharge is rated 4.8/5 stars on 105+ G2 reviews.

Frequently asked questions

Frequently asked questions

Restaurant credit card processing refers to the payment infrastructure restaurants use to accept credit card, debit card, and contactless payments from dine-in guests, takeout customers, delivery orders, and catering clients. The right solution integrates natively with the restaurant POS system, handles tip adjustment and daily reconciliation automatically, and keeps processing fees transparent without long-term contracts.

EBizCharge integrates natively with iBistro, Clover, POS365, and other POS platforms. Transactions are processed inside the POS system and post automatically to the accounting software your restaurant uses. Tips, adjustments, and daily totals reconcile automatically so your back-office team is not manually entering data at shift end.

Toast and Square are all-in-one platforms that bundle POS hardware, software, and payment processing together. EBizCharge is a payment processor that works inside POS systems you already have or prefer. If your restaurant runs iBistro, Clover, or another platform and you want more control over your payment processing fees, integrations, and support, EBizCharge is the payment layer that fits inside your existing setup rather than replacing it.

Many restaurants can pass credit card processing fees to customers through a surcharge or convenience fee program, though rules vary by state and card network guidelines apply. EBizCharge offers a built-in surcharging program. Restaurants should verify applicable state regulations before implementing any fee program.

Restaurant processing fees vary based on the card type, transaction method, and whether Level 2/3 data is captured. EBizCharge offers transparent, flat-rate pricing with no hidden fees and no long-term contracts. The surcharging program is also available for restaurants that want to offset processing costs entirely where permitted.

Yes. EBizCharge provides secure EMV chip card terminals for dine-in counter service and tableside payment acceptance. Terminals process transactions in real time with instant approval and decline notifications and sync automatically to your POS and accounting system.

EBizCharge is PCI DSS compliant and uses tokenization and end-to-end encryption to protect cardholder data. Sensitive card information is never stored in your restaurant’s systems, which reduces PCI scope and limits liability. Fraud prevention tools and secure vault storage are included on every account.

Most restaurants are approved and live within two to three business days. The application takes about 15 minutes, approval typically comes within one to two business days, and your POS integration and terminal setup are handled by EBizCharge during onboarding. Staff training is included before go-live at no additional cost.

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Take the first steps today

Take the first steps today

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