Industries | Construction Credit Card Processing

Construction Payment Processing

Construction Payment Processing

Construction businesses deal with large invoices, long payment cycles, and multiple payment methods. EBizCharge gives contractors and construction companies a payment processing solution that connects directly to the software you already use, so collections happen faster and your AR stays organized.

  Native integrations with Sage 100, Acumatica, QuickBooks, and more

  ACH, credit card, and recurring billing in one platform

  Built for general contractors, subcontractors, and construction firms of all sizes

Motawi Tileworks

“EBizCharge tokenizes card numbers so we are not actually storing that information ourselves. The fees are low, flat rate, and it integrates seamlessly with our ERP.”

Michelle Oleyar, Bookkeeper at Motawi Tileworks

“EBizCharge tokenizes card numbers so we are not actually storing that information ourselves. The fees are low, flat rate, and it integrates seamlessly with our ERP.”

Motawi-Tilework

Michelle Oleyar, Bookkeeper at Motawi Tileworks

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Trusted by 10,000+ companies to securely accept payments across the US and Canada

Overview

Merchant account services for
the construction industry

Merchant account services for the construction industry

Merchant account services for the construction industry

Why construction businesses struggle with payment processing

Construction payment processing is not the same as retail. Project invoices are large, payment timelines are long, and the people approving payments are not always the same people placing orders. Add in retainage, partial payments, and progress billing, and you have an AR process that most standard processors have no framework for.

Why choose a specialist for construction payment processing?

The EBizCharge construction payment gateway is built around the way construction businesses actually get paid. Connect natively to the billing and accounting software your team already runs on, including Sage 100, Acumatica, QuickBooks, and Microsoft Dynamics. Payments post automatically, invoices go out without leaving your workflow, and your AR team spends less time chasing down remittances.

A construction payment solution that matches how your customers actually pay.

A construction payment solution that matches how your customers actually pay.

EBizCharge handles every payment method your construction business runs on, in one platform, connected directly to the billing and accounting software you already use.

EBizCharge handles every payment method your construction business runs on, in one platform, connected directly to the billing and accounting software you already use.

Features

Specialized features for construction merchant accounts

Specialized features for construction merchant accounts

Over 100 native integrations

100+ native integrations

EBizCharge integrates natively with leading construction accounting and billing platforms. Payments post directly into your system with no manual entry and no reconciliation between platforms.

Customer self-service portal

Customer payment portal

Your construction clients can log in, review open invoices, and pay on their own schedule. It reduces calls to your AR team and speeds up your collections cycle without adding work on your end.

Recurring billing

Recurring Billing

For ongoing projects with scheduled payment milestones, EBizCharge handles recurring billing automatically. Payments process on the schedule your team sets up.

Payment links

Payment links and email invoicing

Send a payment link directly from your existing workflow. Customers click, pay, and the transaction posts automatically into your accounting software.

ACH and eCheck Processing

Saved payment methods

Store patient card and ACH details securely on file. Returning patients check out faster without re-entering payment information, and your front desk spends less time collecting details at every visit.

Flexible payment options

Flexible payment collection

EBizCharge supports partial payments and split payments, so your team can collect deposits, progress payments, and final balances without manual workarounds.

See more features

Compare EBizCharge

Construction payment services software unlike the rest

Construction payment services software unlike the rest

Other Providers

EBizCharge

  • No support for large invoice payments

  • ACH and credit card for any invoice size

  • No support for partial or progress payments

  • Partial payments and recurring billing included

  • No construction software integrations

  • Integrates with Sage, Acumatica, and more

  • No mobile payment collection

  • Mobile app for field payments

  • Locked into contracts

  • No long-term contracts

  • Generic customer support

  • 24/7 specialist support

With EBizCharge

  • ACH and credit card for any invoice size

  • Partial payments and recurring billing included

  • Integrates with Sage, Acumatica, and more

  • Integrates with MyChart by Epic and more

  • Mobile app for field payments

  • No long-term contracts

  • 24/7 specialist support

Users love us

The best payment processor for construction businesses in 2026

The best payment processor for construction businesses in 2026

Integrates into the software you already use

EBizCharge lives inside your existing construction accounting and billing software. Payments post automatically where they need to go.

Built for the way construction businesses get paid

Credit cards, ACH, partial payments, progress billing, email invoicing. The EBizCharge payment gateway handles every payment method your construction business runs on from one platform, with no manual reconciliation.

Dedicated account management

A dedicated team that knows your business

When something comes up with your account our support team is reachable, responsive, and already familiar with how construction businesses manage payments. You get real answers without the runaround.

Your construction merchant account setup is simple

Your construction merchant account setup is simple

Getting set up with a construction payment processing solution does not require a lengthy onboarding process. EBizCharge walks your team through the application, approval, and integration from start to finish. Most construction businesses are approved and processing within a few days, with full support in place from day one.t

Fill out a short application with your business details and monthly processing volume. It takes about ten minutes, and our team reviews construction applications with your invoice sizes and payment structure already in mind.

Most construction businesses receive an approval decision within one to two business days. No extended waiting, and no uncertainty about whether your account structure qualifies.

Once approved, our onboarding team connects EBizCharge to your existing accounting or construction billing software. The integration is handled with you directly, not passed off to a support queue.

Start processing the same day your integration is confirmed. Your account comes with ongoing support from a team that stays accessible well after setup is complete.
Your construction Merchant account setup is simple

Frequently asked questions

Frequently asked questions

Construction payment processing refers to the systems and tools contractors and construction companies use to collect payments from clients electronically. This includes credit card processing, ACH and eCheck payments, recurring billing for progress payments, and invoicing workflows that connect directly to construction accounting and billing software. Unlike retail payment processing, construction payments often involve large transaction amounts, partial payments, retainage, and extended payment timelines.

Yes. EBizCharge integrates natively with Sage 100, Acumatica, QuickBooks, Microsoft Dynamics, and other leading accounting platforms commonly used by construction companies. Payments post directly into your existing software without manual entry, keeping your project billing and financial records accurate and up to date.

Yes. EBizCharge supports ACH and eCheck processing specifically for large invoice amounts where credit card fees would be prohibitive. Construction businesses can offer clients multiple payment options, including ACH for large project invoices and credit card for smaller transactions, all managed from one platform.

es. EBizCharge supports partial payments and split payments, making it straightforward to collect deposits, progress payments, and final balances on construction projects. Recurring billing is also available for projects with scheduled payment milestones, so each installment processes automatically without manual intervention.

Yes. EBizCharge works for general contractors, subcontractors, specialty trade contractors, and construction firms of all sizes. The platform scales to your transaction volume and integrates with the accounting software your business already uses, regardless of your size or specialty.

EBizCharge speeds up collections by giving your clients multiple convenient ways to pay, including credit card, ACH, and a self-service payment portal where they can review and pay open invoices on their own schedule. Payment links sent by email eliminate the wait for paper checks, and automatic posting into your accounting software means your AR team is not spending time on manual reconciliation.

Ready to set up your construction
merchant account?

Ready to set up your construction merchant account?

EBizCharge makes it straightforward for general contractors, subcontractors, and construction firms to get approved and start processing. Talk to our team today.

EBizCharge makes it straightforward for general contractors, subcontractors, and construction firms to get approved and start processing. Talk to our team today.

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