Industries | Retail Credit Card Processing

Retail Payment
Processing

Retail Payment Processing

From EMV terminals at the register to online orders through your eCommerce store, EBizCharge gives retail businesses a payment processing solution that handles every channel in one platform, connected directly to the software you already run on.

  Native integrations with Clover, QuickBooks, WooCommerce, BigCommerce, and more

  EMV terminals built for small businesses, large retailers, and everything in between

  In-store, online, and mobile payments all in one account

Franklin Shiraki

“We've been very satisfied customers. You guys have always treated us like VIPs… Your support team’s on it, and always willing to go the extra mile for us.”

Franklin shiraki, CFO at Firewire Surfboards

“We've been very satisfied customers. You guys have always treated us like VIPs… Your support team’s on it, and always willing to go the extra mile for us.”

Franklin Shiraki

Franklin Shiraki, CFO at Firewire Surfboards

Contact our team

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Trusted by retail companies across the country

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Overview

Merchant account services for
the retail industry

Merchant account services for the retail industry

Merchant account services for Retail businesses

Why retail businesses struggle with payment processing

Retail payment processing is more complicated than it looks. In-store transactions, online orders, and phone sales each run through different systems that rarely talk to each other. End-of-day reconciliation becomes a manual exercise, reporting gets fragmented across platforms, and your accounting software ends up being updated by hand. Most standard processors are built for one channel and leave the rest as your problem to sort out.

Why choose a specialist for retail payment processing?

EBizCharge gives retail businesses a single payment platform that works across every channel they sell through. EMV terminals at the register, a payment gateway for your online store, and a virtual terminal for phone orders all connect to one account and post automatically into your accounting or ERP software. Your team gets one place to manage payments, one set of reports, and one support team to call.

A retail payment solution that matches how your customers actually pay.

A retail payment solution that matches how your customers actually pay.

EBizCharge handles every payment channel your retail business runs on, in one platform, connected directly to the software you already use.

EBizCharge handles every payment channel your retail business runs on, in one platform, connected directly to the software you already use.

Features

Specialized features for retail merchant accounts

Specialized features for retail merchant accounts

100+ native integrations

EBizCharge integrates natively with leading retail POS systems and accounting platforms. Payments post directly into your system with no manual entry and no end-of-day reconciliation headaches.

EMV terminals

EMV-compliant tabletop and on-the-go terminals that accept all major credit cards, contactless payments, and tap-to-pay. Connects directly to your existing POS and syncs every transaction automatically.

Hosted checkout

EBizCharge offers a full range of EMV-compliant tabletop and on-the-go terminals. Connect directly to your existing POS or computer and sync every transaction

Payment links

Payment links and email invoicing

Send a payment link for phone orders, back orders, or any sale that does not happen at the register. Customers click, pay, and the transaction posts automatically into your accounting software.

Surcharge management

Surcharge management

EBizCharge supports credit card surcharging so you can pass processing fees to the customer at checkout. Keep your margins intact without raising prices.

Mobile app

Collect payments anywhere your retail business operates with the EBizCharge mobile app. Transactions sync automatically into your connected software in real time.

See more features

Compare EBizCharge

Retail payment services software unlike the rest

Retail payment services software unlike the rest

Other Providers

EBizCharge

  • Hidden fees and downgrades

  • Transparent processing fees

  • Single channel only

  • In-store, online, and mobile in one account

  • No retail software integrations

  • Integrates with Clover, QuickBooks, and more

  • Basic terminal hardware

  • EMV terminals for every retail setup

  • Locked into contracts

  • No long-term contracts

  • Generic customer support

  • 24/7 specialist support

With EBizCharge

  • Transparent processing fees

  • In-store, online, and mobile in one account

  • Integrates with Clover, QuickBooks, and more

  • EMV terminals for every retail setup
  • No long-term contracts

  • 24/7 specialist support

Users love us

The best payment processor for retail businesses in 2026

The best payment processor for retail businesses in 2026

Integrates into the software you already use

EBizCharge lives inside your existing POS and accounting software. In-store terminal transactions, online orders, and phone sales all post automatically where they need to go, with no standalone system to manage on top of everything else.

Built for the way retail businesses get paid

EMV terminals at the register, a payment gateway for your online store, mobile payments in the field. Every retail channel runs through one EBizCharge account with no manual reconciliation between them.

Dedicated account management

A dedicated team that knows your business

When something comes up with your account our support team is reachable, responsive, and already familiar with how retail businesses operate. You get real answers without the runaround.

Your retail merchant account setup is simple

Your retail merchant account setup is simple

Getting set up with a retail payment processing solution through EBizCharge does not require a lengthy onboarding process. Most retail businesses are approved and processing within a few days, with full support in place from day one.

Fill out a short application with your business details and monthly processing volume. It takes about ten minutes, and our team reviews retail applications with your store setup and software already in mind.

Most retail businesses receive an approval decision within one to two business days. No extended waiting, and no uncertainty about whether your account structure qualifies.

Once approved, our onboarding team connects EBizCharge to your existing POS, accounting software, and ecommerce platform. The integration is handled with you directly, not passed off to a support queue.

Start processing the same day your integration is confirmed. Your EMV terminals ship ready to connect, and your account comes with ongoing support from a team that stays accessible well after setup is complete.

Frequently asked questions

Frequently asked questions

EBizCharge offers a full range of EMV-compliant payment terminals for retail businesses, including tabletop terminals for fixed register setups and on-the-go terminals for mobile payment collection. Tabletop options range from compact units designed for small businesses to large-screen terminals built for high-volume retail environments, with features including NFC contactless acceptance, built-in receipt printers, and privacy shields. All terminals connect directly to your existing POS or computer and sync transactions automatically into your ERP or accounting software.

Yes. EBizCharge supports in-store payments through EMV terminals and POS integrations, online payments through ecommerce platform integrations, and phone orders through a virtual terminal. All three channels run through one account and post automatically into your connected accounting or ERP software, giving your team a single place to manage and report on all retail transactions.

EBizCharge integrates natively with a wide range of retail POS systems, ecommerce platforms, and accounting software. POS integrations include Clover, Counter Sales, and others. Ecommerce integrations include WooCommerce, BigCommerce, Magento, Adobe Commerce, and more. For accounting, EBizCharge connects to QuickBooks, Sage, NetSuite, Microsoft Dynamics, and others. If you are already running one of these systems, EBizCharge connects directly without requiring a separate reconciliation process.

Yes. EBizCharge’s mobile app works with our on-the-go EMV terminals so your team can collect payments outside of a fixed store location. Transactions process through the same account and sync automatically into your connected software in real time, whether you are at a pop-up shop, a trade show, or a second location.

Yes. EBizCharge is built for retail businesses that have outgrown basic payment processors and need a solution that handles multiple sales channels, integrates with more sophisticated accounting or ERP software, and provides the reporting visibility a mid-market operation requires. Smaller retail businesses running on QuickBooks or a single POS can get up and running just as easily.

EBizCharge eliminates manual reconciliation by posting every transaction automatically into your connected accounting or ERP software, regardless of which channel the payment came through. In-store terminal sales, online orders, and phone payments all land in the same place automatically. Your team sees accurate, up-to-date payment data without having to piece it together from multiple systems at the end of the day.

Ready to set up your retail
merchant account?

Ready to set up your retail merchant account?

EBizCharge makes it straightforward for independent retailers, regional chains, and mid-market retail businesses to get approved and start processing in store and online. Talk to our team today.

EBizCharge makes it straightforward for independent retailers, regional chains, and mid-market retail businesses to get approved and start processing in store and online. Talk to our team today.

$0 Starting Costs | $0 Cancellation Fees | Unlimited Support