About the Author: Daniel Cuervo
Recent posts published:
Recent posts published:
What Are Merchant Category Codes (MCCs)?
Understanding financial transactions has never been more crucial for businesses. One key element in this realm is the merchant category code (MCC), a seemingly obscure concept that’s vital to [...]
How To Find the Best Payment Gateway for Your Business in 2025
Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. With the [...]
Digital Wallets and BNPL Are Rising, but 54% Of Customers Still Prefer Traditional Methods. Here’s Why:
In an era where convenience often reigns supreme, the rise of digital wallets and Buy Now Pay Later (BNPL) options reflect a significant shift in consumer behavior. However, despite [...]
What Is a Clearinghouse and How Does It Facilitate Safe Transactions?
With transactions occurring every second, the need for a reliable mechanism to facilitate these exchanges becomes increasingly important. This is where a financial clearinghouse acts as an intermediary to [...]
Cost of Goods Sold (COGS): What It Is and How to Record It
As a key component in determining gross profit, the cost of goods sold (COGS) directly influences merchants’ financial health, making it imperative to grasp how to calculate it properly. [...]
Top-Line vs. Bottom-Line Growth: Differences and Strategies for Improvement
Understanding the difference between top-line and bottom-line growth is vital for evaluating a company’s financial performance. To achieve sustainable growth, a company can balance efforts in both areas to [...]
An Overview of Credit Card Reconciliation
Understanding the intricacies of credit card reconciliation can mean the difference between financial clarity and chaos for businesses and individuals. This essential process not only safeguards your finances but [...]
Accepting Online Payments with Internet Merchant Accounts
The shift toward eCommerce has made it essential for businesses to implement the right tools and protocols to navigate online payments effectively. Enter the Internet merchant account, a key [...]
What is a Temporary Hold on a Credit Card?
Have you ever had a transaction that didn’t go through due to a temporary hold on your credit card? These elusive pauses in spending can disrupt your financial activities [...]
How Does Merchant Underwriting Work?
Merchant underwriting is an essential component of the payment processing industry, ensuring the safety and security of electronic payments. This process is critical for payment processors, who must determine [...]
