3D Secure 2.0

3D Secure 2.0

3D Secure 2.0

3D Secure

Make chargebacks a worry of the past. 3D secure is an additional layer of security to prevent CNP fraud. When a 3D secure transaction authenticates positively, the liability shifts from you to the bank.

Make chargebacks a worry of the past. 3D secure is an additional layer of security to prevent CNP fraud. When a 3D secure transaction authenticates positively, the liability shifts from you to the bank.

Make chargebacks a worry of the past. 3D secure is an additional layer of security to prevent CNP fraud. When a 3D secure transaction authenticates positively, the liability shifts from you to the bank.

3D Secure is trusted and supported by major card brands.

What are the benefits of using 3D Secure?

What are the benefits of using 3D Secure?

3D Secure, especially 3D Secure 2, increases online transaction security through advanced risk assessment and authentication methods. This offloads liability from you and onto the banks– meaning if a chargeback occurs, you are not liable for the transaction.

Liability shift

Liability shift

Liability shift

When a chargeback occurs, merchants are usually liable for the transaction. With 3D Secure, this liability is shifted from you to the bank– eliminating any time and cost wasted fighting fraudulent transactions.

Chargeback protection

Chargeback protection

Chargeback protection

3D Secure is a golden ticket for chargeback protection. When users are verified through our systems, your transactions will be protected against all types of fraud.

Better visibility into transactions

Better visibility into transactions

Better visibility into transactions

Gain better insights into which transactions you should approve. 3D Secure helps determine the legitimacy of a transaction and lowers the amount of chargebacks.

Optimized customer experience

Optimized customer experience

Optimized customer experience

With EBizCharge, your customers wont experience any setbacks in the payment workflow. They’ll enjoy hands-free authentications, fewer inaccurately declined transactions, and feel confident in the safety of their transactions

No change to
customer checkout.

No change to customer checkout.

No change to customer checkout.

3D Secure authentication is performed on the backend of each transaction– meaning your checkout workflow will not be impacted in any way.

3D Secure authentication is performed on the backend of each transaction– meaning your checkout workflow will not be impacted in any way.

3D Secure authentication is performed on the backend of each transaction– meaning your checkout workflow will not be impacted in any way.

Hands-free authentication

Hands-free authentication

Hands-free authentication

Different from it’s predecessor, 3D Secure 2.0 handles authentication on the backend of each transaction. Users will no longer be interrupted with authentication popups during the checkout process.

Risk-based evaluation

Risk-based evaluation

Risk-based evaluation

3D Secure 2.0 evaluates risk factors of each transaction including transaction amount, location, and customer behavior. Low-risk transactions can be processed without any additional authentication during checkout.

Frequently asked questions.

Frequently asked questions.

Frequently asked questions.

Current Customers: Please get in contact with our support team or your account rep. They will guide you through the setup process.

Non-Customers: Please get in contact with our sale team here.

Since 3D Secure 2.0 is authorized on the backend of each transaction, it has no affect on your customers checkout experience. The added security will increase fraud protection and boost trust between you and your customers.
3D Secure is compatible with most ERP/accounting integrations that EBizCharge offers. Please check in with our support team, or reach out to your account rep for 100% accuracy. ebizcharge.com/support

No. 3D Secure adds security to card-not-present transactions and will not affect your ability to manually run credit cards.

No! 3D Secure authentication happens during the checkout process and will not cause any delays in deposit times.
EBizCharge Tokenization and encryption

Stop worrying. Secure
your transactions.

Stop worrying. Secure your transactions.

No hidden fees | $0 support costs | $0 cancellation costs