Guides | Chase Payment Solutions Migration Checklist
Chase to EBizCharge Migration Guide
Chase to EBizCharge Migration Guide
Switching from Chase Payment Solutions can feel high risk because payments touch everything: invoicing, checkout, recurring billing, settlements, and reconciliation.
This free migration guide is for businesses that have outgrown Chase Payment Solutions and want a more integrated way to manage payments. It explains how to move off Chase Paymentech or Chase Orbital safely and why many teams choose EBizCharge.
Planning to Switch From Chase Payment Solutions?
Learn
- Which Chase Payment Solutions features, fees, and hidden dependencies to review before switching
- How Chase Paymentech, Orbital, and WePay setups impact migration complexity and timing
- Where payment migrations most often fail and why finance teams underestimate the transition
- How to sequence setup, testing, and cutover so invoices, recurring payments, and settlements continue uninterrupted
- Why many businesses choose EBizCharge to replace Chase and simplify payments inside their ERP or accounting system
Understanding Chase Payment Solutions
Chase Payment Solutions is JPMorgan Chase’s merchant services ecosystem. It includes multiple products businesses use to accept and manage payments, such as Chase Paymentech for processing and Chase Orbital as the payment gateway.
Depending on how an account is configured, businesses may use several Chase tools at once to handle transactions, gateways, reporting, and virtual terminal access. While this structure can work for basic processing needs, it often becomes harder to manage as transaction volume increases and operational requirements grow.
Common Challenges Businesses Encounter With Chase
Many teams researching Chase Payment Solutions alternatives are not looking for a complete overhaul. They are usually looking for more clarity, efficiency, and alignment with how their systems already operate.
- Common challenges that prompt businesses to explore other options include:
- Payment data that does not sync cleanly with accounting or ERP systems
- Manual reconciliation across multiple Chase tools
- Limited flexibility for invoicing, recurring billing, or pre-authorizations
- Reporting that requires exporting data into spreadsheets
- Fees that are difficult to track across statements and services
These issues often surface gradually, especially as finance teams take on more responsibility with limited time and resources.
Chase Paymentech and Orbital in Growing Organizations
Chase Paymentech and the Chase Orbital gateway are widely used in mid-market and enterprise environments. They are capable platforms, but they often require technical configuration, separate logins, and ongoing maintenance.
For organizations that rely heavily on ERP or accounting systems, this can create gaps between payments and financial reporting. Teams may spend more time managing exceptions and workarounds than focusing on cash flow, forecasting, or customer experience.
This is often the point where businesses begin evaluating whether their payment infrastructure still fits their operational needs.
Why Businesses Look for Alternatives to Chase Merchant Services
Switching payment processors is rarely a first choice. It becomes a consideration when the current setup starts slowing down daily operations or creating friction for customers.
Businesses often compare alternatives when they want:
- Native integrations with accounting or ERP platforms
- Automated payment application and reconciliation
- More predictable and transparent pricing
- Fewer systems to manage and support
- A clearer, centralized view of payment activity
Understanding these requirements upfront helps teams evaluate options more effectively before beginning a migration.
A Structured Approach to Switching Payment Providers
Moving away from Chase Payment Solutions does not have to be disruptive. A structured migration plan allows businesses to:
- Prepare systems and data before switching
- Test payment flows without interrupting transactions
- Reduce customer confusion during the transition
- Validate reporting and reconciliation after go-live
FAQ’s
FAQ’s
What is Chase Payment Solutions?
Chase Payment Solutions is JPMorgan Chase’s merchant services offering. It includes products like Chase Paymentech for payment processing and Chase Orbital as the payment gateway, along with other tools used to accept credit card and ACH payments.
What is the difference between Chase Paymentech and Chase Orbital?
Chase Paymentech functions as the merchant processor, while Chase Orbital is the payment gateway that routes transactions. Many businesses use both together, along with additional Chase tools, which can add complexity as payment needs grow.
Why do businesses switch from Chase Payment Solutions?
Businesses typically consider switching when payment data does not integrate well with accounting or ERP systems, reconciliation becomes manual, reporting is limited, or fees are difficult to track. These challenges often increase as transaction volume and operational complexity grow.
Is it risky to switch from Chase merchant services?
Switching payment processors can feel risky because payments impact invoicing, settlements, and customer experience. However, with proper planning and a structured migration approach, many businesses transition without disrupting day-to-day operations.
Can businesses keep their Chase bank account after switching payment processors?
Yes. Switching from Chase Payment Solutions does not require changing your bank. Many businesses continue using Chase for banking while moving payment processing to a different provider.
Does EBizCharge replace Chase Paymentech and Orbital?
EBizCharge is designed to replace fragmented payment setups by combining the merchant account, gateway, and processing into a single platform. It also integrates directly with ERP, accounting, and e-commerce systems to reduce manual work after the switch.
How long does it take to switch from Chase Payment Solutions?
The timeline varies based on your current Chase configuration and systems. Many businesses run both platforms in parallel during setup and testing before fully transitioning. The migration guide outlines what to consider when planning timing and cutover.
