Integrations/Netsuite

NetSuite Payment Processing — Accept Credit, Debit & ACH

Accept credit, debit, and ACH payments natively inside NetSuite. EBizCharge automates AR, cuts processing costs 40%, and reduces DSO — no development needed.

6+ hours

saved each week on AR

40% decrease

in payment processing costs

3x reduction

is days sales outstanding

Oracle Gold partner

Feature Highlights

Running a credit card transaction inside of NetSuite

Run transactions natively inside NetSuite

Process credit cards, debit, and ACH payments directly on NetSuite invoices and sales orders. Authorize, capture, void, or refund without leaving NetSuite — and watch payments post to the general ledger automatically.

A customer payment portal shown syncing invoices in from NetSuite

Get paid faster with payment links & a customer payment portal

Send secure payment request links directly from NetSuite invoices. Sync outstanding balances to a self-service portal where customers can pay on their own time — no phone calls, no paper checks.

Setting an auto pay schedule for NetSuite invoices to automatically charge credit cards

Automate high-volume AR tasks in NetSuite

Batch-charge multiple customers at once, auto-charge statement balances on a schedule, and set up automated reminders and retry logic for failed payments. Purpose-built for AR teams running at scale.

How EBizCharge Works with NetSuite

EBizCharge is a native NetSuite payment processing integration built for B2B AR teams. Unlike bolt-on gateways, it runs entirely inside NetSuite — so payments post to the general ledger automatically, with no manual entry required.

Key features

Accept payments inside NetSuite

  • Process credit card and ACH payments directly on NetSuite invoices and sales orders
  • Connect an EMV device for in-person payments synced to NetSuite
  • Accept Visa, Mastercard, Amex, Discover, debit, and ACH/eCheck
  • Authorize, capture, void, or refund right from NetSuite — no tab switching
  • Payments auto-post to open invoices and the general ledger instantly

Get paid without chasing customers

  • Send secure payment request links via email directly from NetSuite
  • Sync invoices to a branded self-service customer payment portal
  • Embed “Pay Now” buttons on NetSuite invoices and sales orders
  • Automate payment reminders for outstanding balances
  • Automatic retry logic for failed or declined transactions

Automate AR tasks at scale in NetSuite

  • Batch process payments for multiple customers in one action
  • Auto-charge statement balances during a pay period
  • Set up recurring billing cycles inside NetSuite to charge the same amount each period
  • Send bulk payment requests in a single click
  • Automated general ledger posting — zero manual reconciliation
  • Schedule recurring payments or installment plans

Enterprise grade security built for NetSuite

  • Securely save customer payment methods for future use
  • Request payment details via a secure, branded link
  • All card data stored off your servers — reduces your PCI scope
  • Tokenization and encryption on every transaction
  • Proactive alerts for expiring customer payment methods

Reduce processing costs each month

  • Level 2 & Level 3 data processing for B2B interchange optimization
  • Surcharging program to legally pass processing fees to customers
  • Cash discount program to incentivize non-card payments
  • Competitive base rates for high-volume B2B merchants

Accept payments from a mobile device

  • Sync the EBizCharge mobile app with NetSuite
  • Search and pay customer invoices from the mobile app
  • Generate invoices on the go and collect payment on the spot
  • Use a card reader or scan card details with your device camera

Frequently asked questions

NetSuite offers two native payment options — NetSuite Pay and SuitePayments. NetSuite Pay is a built-in solution powered by Versapay that lets you start accepting payments quickly with pre-negotiated rates. SuitePayments is a certified partner framework that connects NetSuite to approved third-party gateways. Both work for basic payment acceptance, but neither is designed for high-volume B2B AR workflows — they require manual reconciliation steps, offer limited automation, and don’t include features like batch processing, Level 2/3 interchange optimization, or a self-service customer payment portal. EBizCharge fills that gap with a purpose-built integration that runs natively inside NetSuite and automates the full AR cycle.

NetSuite supports credit card acceptance through three main routes: NetSuite Pay (the native built-in option), SuitePayments-certified third-party gateways, or a deeper embedded integration like EBizCharge. To get started with NetSuite Pay, you apply directly within NetSuite and use pre-negotiated rates through Versapay. For a third-party integration, you’ll connect a certified payment gateway through NetSuite’s SuitePayments framework. With EBizCharge specifically, the setup takes a few hours — a dedicated implementation team handles configuration, and once live, you can accept Visa, Mastercard, Amex, Discover, debit, and ACH directly from the invoice or sales order screen. Payments authorize and post to the general ledger automatically with no manual entry.

The right answer depends on your volume and workflow complexity. For simple, low-volume payment acceptance, NetSuite Pay or a SuitePayments-certified gateway may be sufficient. For B2B companies processing significant invoice volume, EBizCharge is widely regarded as one of the top integrations for NetSuite. Unlike generic processors that connect via API, EBizCharge is purpose-built for NetSuite — payments are fully embedded in your workflow, post automatically to the general ledger, and your AR team never has to touch a separate system. It also supports Level 2 and Level 3 processing, ACH, surcharging, automated batch charging, and a self-service customer payment portal — features that generic gateways don’t offer out of the box.

Yes. EBizCharge supports ACH/eCheck processing natively within NetSuite. Your team can collect bank transfers directly from the invoice screen, and payments post automatically — just like credit card transactions. ACH is especially popular for B2B companies looking to reduce processing costs on large invoices.

Yes. EBizCharge supports Level 2 and Level 3 data processing for B2B and B2G transactions inside NetSuite. By passing the additional line-item detail required for Level 3, eligible transactions qualify for lower interchange rates — which can translate to meaningful savings for businesses processing significant corporate or purchasing card volume.

Yes. EBizCharge is PCI DSS Level 1 certified — the highest level of payment security compliance. It also uses point-to-point encryption (P2PE) and tokenization, which reduces your business’s PCI scope by ensuring sensitive card data is never stored on your systems.

Most businesses are up and running with EBizCharge in NetSuite within a few days. EBizCharge has a dedicated implementation and support team based in Irvine, CA that handles the setup process and is available by phone or email at no additional cost. The timeline can vary depending on your NetSuite configuration, but there’s no lengthy development work required — it’s a pre-built, certified integration.

NetSuite supports a broad range of payment methods through its native tools and certified third-party integrations. These include credit and debit cards (Visa, Mastercard, Amex, Discover), ACH and eCheck bank transfers, digital wallets like Apple Pay and PayPal, and recurring or subscription-based billing. The specific methods available depend on which payment solution you use — NetSuite Pay, a SuitePayments-certified gateway, or a third-party integration like EBizCharge. For B2B companies, ACH is particularly popular for reducing processing costs on large invoices, while credit card acceptance with Level 2 and Level 3 data can qualify for lower interchange rates on corporate purchasing cards.

NetSuite payment processing costs vary depending on the solution you choose. NetSuite Pay uses pre-negotiated rates through Versapay — you apply directly within NetSuite and pricing is bundled. For SuitePayments-certified third-party processors like EBizCharge, pricing typically includes a per-transaction fee, a monthly platform fee, and in some cases a setup cost — though EBizCharge charges $0 for installation. The total cost of processing also depends on your card mix: B2B companies processing commercial or purchasing cards can reduce effective rates significantly through Level 2 and Level 3 data processing, which EBizCharge supports natively inside NetSuite.

Payment reconciliation in NetSuite is the process of matching incoming payments to open invoices and updating your general ledger automatically. With NetSuite’s native tools, some reconciliation steps remain manual — you may need to import batch settlement files or manually apply payments to records. With a deeply embedded third-party integration like EBizCharge, reconciliation is fully automated: every payment processed inside NetSuite posts directly to the correct invoice and general ledger account in real time, with no manual entry. This eliminates the end-of-month reconciliation bottleneck that AR teams commonly face and gives finance managers a real-time view of outstanding balances and cash position.

Why EBizCharge?

  • Oracle gold partner

  • All-in-one solution

  • US-based support

  • $0 Installation

  • Dedicated account manager

  • 20+ years in service

Sikich customer logo

“EBizCharge has transformed the way our clients manage payment collections within NetSuite… Our clients appreciate the seamless automation and reliability that EBizCharge provides, and so do we”

Tanya Weatherholt, Sikich
Director of Technology