What are eCheck payments?

eCheck payments are a type of digital payment that transfers funds directly from one bank account to another, much like traditional paper checks, but in electronic format.

When an eCheck payment is initiated, the payer authorizes the transfer of funds from their bank account to the recipient’s account through a secure online form. Processed via the Automated Clearing House (ACH) network, eChecks offers a fast and reliable way to make payments.

How Long Does It Take to Make an eCheck Payment?

The time it takes to complete an eCheck payment varies, but on average, eCheck transactions take 1 to 3 business days to process. This timeline depends on the banks involved and the payment system used. Once the payment is confirmed, the funds are securely transmitted.

Yes, e-checks are highly secure. eChecks are even regarded as safer than physical checks, which can get misplaced or stolen. They are processed via the ACH network, which uses encrypted technologies to safeguard sensitive financial data. eChecks also require payer authorization, which adds an additional level of protection.

How Does Using eCheck Help Me Manage My Cash Flow?

Since eChecks are processed electronically, the risks of delays associated with traditional check payments are minimized, enabling businesses to receive payments on time.

Why Are eChecks Cost-Effective?

Compared to other payment methods like credit cards or wire transfers, eChecks are less expensive. They often have reduced processing fees since they pass through the ACH network rather than third-party payment processors. eChecks also eliminates the need for paper, mailing, and physical processing of traditional checks, which lowers overall administrative costs for organizations.

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Enterprise merchant services that scale with your business

Processing enterprise-level transactions requires a payment partner who understands complex business needs. It affects your cash flow, operational efficiency, and customer experience. Our system is built specifically for enterprise businesses because we understand your sophisticated requirements.

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How do we compare to other payment platforms?

The easiest way to accept eCheck payments.

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Overview

What are enterprise merchant services?

It’s a comprehensive payment processing solution for large corporations, multi-location
businesses, and complex organizations. Standard merchant services often can’t
handle the scale, integrations, or custom requirements these businesses need.

It’s a comprehensive payment processing solution for large corporations, multi-location businesses, and complex organizations. Standard merchant services often can’t handle the scale, integrations, or custom requirements these businesses need.

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Why are enterprise businesses different?

Large organizations need custom pricing, advanced reporting, multi-entity support, and dedicated account management. Generic merchant services lack the infrastructure and expertise for enterprise-level operations.

Why choose a specialist?

Standard payment processors use one-size-fits-all solutions that don’t scale with enterprise complexity. We specialize in enterprise merchant services and provide corporate-grade processing with custom solutions.

Our services are built for enterprise merchants

Payment processing should accelerate business growth, not create operational bottlenecks. That’s
why we created solutions specifically for enterprises and large organizations.

Payment processing should accelerate business growth, not create operational bottlenecks. That’s why we created solutions specifically for enterprises and large organizations.

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Why enterprise businesses choose EBizCharge

Native ERP and accounting integrations

Connect directly with SAP, Oracle, NetSuite, Microsoft Dynamics, QuickBooks Enterprise, and 100+ other platforms. Our native integrations eliminate manual data entry, provide real-time financial visibility, and streamline workflows without custom development.

Enterprise tools that handle your scale

Whether you process millions monthly or operate hundreds of locations, our platform scales with you. Access deep ERP and accounting integrations that eliminate manual data entry, streamline financial operations, and provide real-time visibility across your entire enterprise tech stack.

Custom pricing and enterprise terms

Get pricing tailored to your specific volume, transaction types, and business model. No generic rate cards or surprise fees that don’t match your enterprise processing patterns.

Dedicated enterprise account management

Work directly with enterprise specialists who understand complex business requirements. Get priority support, custom integrations, and strategic guidance for payment optimization.

Enterprise-grade infrastructure

Our processing platform handles peak enterprise volumes without downtime. Built for reliability with redundant systems and 99.9% uptime guarantee.

Why EBizCharge?

A payments experience unlike the rest

Other Providers

EBizCharge

Customer development required

Native ERP integrations

Manual data export/import

Real-time data sync

Limited integration options

100+ pre-built connectors

Manual reconciliation processes

Automated reconciliation

Shared support queues

Dedicated enterprise teams

Volume limitations

Enterprise infrastructure

With EBizCharge

Native ERP integrations

Real-time data sync

100+ pre-built connectors

Automated reconciliation

Dedicated enterprise teams

Enterprise infrastructure

Our Product

Specialized features for enterprise merchant services

Advanced reporting and analytics

Get real-time dashboards, custom reports, and detailed analytics. Track performance across locations, channels, and time periods with enterprise-grade business intelligence tools.

Multi-location and multi-entity management

Manage hundreds of locations from one platform. Centralized reporting with location-specific tracking, custom hierarchy views, and consolidated settlement options.

API and developer tools

Robust APIs for custom integrations and automated workflows. Build payment processing directly into your existing systems with comprehensive developer documentation and support.

Advanced security and compliance

Enterprise-level security with tokenization, encryption, and fraud prevention. Meet compliance requirements for PCI DSS, SOX, and industry-specific regulations.

Features

Payment processing options for
enterprise operations

Payment processing options for enterprise operations

B2B payment processing options for every business need

Omnichannel enterprise processing

Accept payments in-store, online, mobile, and phone orders through one integrated platform. Unified reporting across all channels with consistent customer experience.

Unified financial workflows

Eliminate manual data entry and reconciliation headaches. Payments automatically flow into your ERP system with proper coding, customer matching, and real-time updates to accounts receivable and cash flow reporting.

B2B enterprise payment solutions

Handle large B2B transactions with ACH processing, wire transfers, and extended payment terms. Support complex invoicing and automated accounts receivable workflows.

International payment processing

Accept global payments with multi-currency support and international card processing. Expand globally while maintaining centralized payment management.

Steps to get started

Enterprise merchant services setup is streamlined

Opening a merchant account is an essential step for any business that wants to accept payments from customers. Whether you run an online store, a physical location, or offer services, a merchant account makes it easy and secure to process credit card and electronic payments.

Discovery call

We begin with a short call to learn about your business, your customers, and how you currently process payments. This helps us understand your requirements so we can set up your account in a way that works best for your team.

Custom proposal and enterprise pricing

After the discovery call, we’ll provide a tailored proposal based on your transaction volume, payment methods, and business model. You’ll see clear, competitive pricing designed for enterprise companies, with no hidden fees.

Dedicated enterprise implementation

Once your account is approved, our team will connect EBizCharge with your existing ERP, accounting, or CRM software. This ensures payments sync automatically, saving your team from manual data entry and reconciliation.

Go live with ongoing enterprise support

With setup complete, you’ll be ready to securely accept payments right away. Our support team stays with you during launch and beyond, making sure your payment processes run smoothly from day one.

EBizCharge Rated as a momentum leader on G2

Displayed is the Momentum Grid from G2

Ready to optimize your enterprise payment processing?

Don’t let inadequate payment processing limit your enterprise growth. Get the corporate-grade enterprise merchant services your organization deserves.

Don’t let inadequate payment processing complicate your B2B relationships. Get the specialized B2B merchant services and B2B payment processing your business deserves.

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