What are eCheck payments?

eCheck payments are a type of digital payment that transfers funds directly from one bank account to another, much like traditional paper checks, but in electronic format.

When an eCheck payment is initiated, the payer authorizes the transfer of funds from their bank account to the recipient’s account through a secure online form. Processed via the Automated Clearing House (ACH) network, eChecks offers a fast and reliable way to make payments.

How Long Does It Take to Make an eCheck Payment?

The time it takes to complete an eCheck payment varies, but on average, eCheck transactions take 1 to 3 business days to process. This timeline depends on the banks involved and the payment system used. Once the payment is confirmed, the funds are securely transmitted.

Yes, e-checks are highly secure. eChecks are even regarded as safer than physical checks, which can get misplaced or stolen. They are processed via the ACH network, which uses encrypted technologies to safeguard sensitive financial data. eChecks also require payer authorization, which adds an additional level of protection.

How Does Using eCheck Help Me Manage My Cash Flow?

Since eChecks are processed electronically, the risks of delays associated with traditional check payments are minimized, enabling businesses to receive payments on time.

Why Are eChecks Cost-Effective?

Compared to other payment methods like credit cards or wire transfers, eChecks are less expensive. They often have reduced processing fees since they pass through the ACH network rather than third-party payment processors. eChecks also eliminates the need for paper, mailing, and physical processing of traditional checks, which lowers overall administrative costs for organizations.

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Merchant services built for B2B businesses

Processing B2B transactions requires a payment partner who understands complex business relationships. It affects your cash flow, customer relationships, and operational efficiency. Our system is built specifically for B2B companies because we understand your unique payment challenges.

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How do we compare to other payment platforms?

The easiest way to accept eCheck payments.

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Overview

What are B2B merchant services?

It's a specialized payment processing solution for businesses that sell to other
businesses. Standard merchant services often can't handle large transaction
amounts, extended payment terms, or complex invoicing that B2B companies need.

It's a specialized payment processing solution for businesses that sell to other businesses. Standard merchant services often can't handle large transaction amounts, extended payment terms, or complex invoicing that B2B companies need.

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Why is B2B payment processing different?

Business-to-business transactions involve larger amounts, longer sales cycles, purchase orders, and complex approval workflows. Generic payment solutions lack the features and flexibility B2B companies require.

Why choose a B2B specialist?

Standard payment processors are designed for consumer transactions. We specialize in B2B merchant services and B2B payment processing with solutions built for business-to-business commerce.

Our services are built for B2B organizations

Payment processing should streamline B2B relationships, not complicate them. That's
why we created solutions specifically for business-to-business companies.

Payment processing should streamline B2B relationships, not complicate them. That's why we created solutions specifically for business-to-business companies.

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Users love us

Why B2B businesses choose EBizCharge

Native ERP and accounting integrations

Connect directly with SAP, Oracle, NetSuite, Microsoft Dynamics, QuickBooks Enterprise, and 100+ other platforms. Our native integrations eliminate manual data entry, provide real-time financial visibility, and streamline B2B workflows without custom development.

Flexible pricing and terms

Get pricing tailored to your B2B transaction patterns, volumes, and business model. Support for large transaction amounts and extended payment terms that match your B2B sales process.

Dedicated account management

Work directly with specialists who understand business-to-business payment challenges. Get priority support, custom integrations, and strategic guidance for B2B payment optimization.

Reliable B2B processing infrastructure

Our processing platform handles large B2B transactions and complex payment workflows without downtime. Built for reliability with redundant systems and 99.9% uptime guarantee.

Why EBizCharge?

A payments experience unlike the rest

Other Providers

EBizCharge

Customer development required

Native ERP integrations

Manual data export/import

Real-time data sync

Consumer-focused features

B2B payment workflows

Transaction amount limits

Large transaction support

Generic support

Dedicated B2B teams

Standard terms only

Extended payment terms

With EBizCharge

Native ERP integrations

Real-time data sync

B2B payment workflows

Large transaction support

Dedicated B2B teams

Extended payment terms

Our Product

Specialized features for B2B merchant services

Advanced reporting and analytics

Get detailed transaction reports and sales analytics. Track customer payment patterns, monitor cash flow, and access the data you need for better B2B relationship management.

Purchase order and invoicing integration

Handle complex B2B purchase orders with automated invoicing workflows. Connect with your existing billing systems to streamline accounts receivable and payment collection.

Multi-customer and credit management

Manage multiple B2B customers with different payment terms, credit limits, and approval workflows. Centralized customer management with transaction history and payment tracking.

API and automation tools

Robust APIs for custom integrations and automated workflows. Build payment processing directly into your existing B2B systems with comprehensive developer documentation and support.

Advanced security for B2B transactions

Handle sensitive B2B payment data with enterprise-level security. Tokenization, encryption, and fraud prevention designed for large business-to-business transactions.

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Features

B2B payment processing options for every business need

Large transaction processing

Accept large B2B payments with higher transaction limits and specialized processing for business-to-business commerce. Handle orders from thousands to millions with confidence.

B2B Invoicing and payment collection

Streamline your B2B billing process with automated invoicing and payment collection. Send professional invoices with secure payment links for faster B2B payment processing.

ACH and wire transfer processing

Offer cost-effective ACH processing and wire transfers for large B2B transactions. Lower fees for high-value business-to-business payments with faster settlement options.

Extended payment terms and credit

Support net 30, net 60, and custom payment terms that match your B2B customer relationships. Flexible credit management and automated payment scheduling.

International B2B processing

Accept global B2B payments with multi-currency support and international wire processing. Expand your business-to-business reach while maintaining centralized payment management.

Steps to get started

B2B merchant services setup is simple

Opening a merchant account is an essential step for any business that wants to accept payments from customers. Whether you run an online store, a physical location, or offer services, a merchant account makes it easy and secure to process credit card and electronic payments.

Discovery call

We begin with a short call to learn about your business, your customers, and how you currently process payments. This helps us understand your requirements so we can set up your account in a way that works best for your team.

Custom proposal and pricing

After the discovery call, we'll provide a tailored proposal based on your transaction volume, payment methods, and business model. You'll see clear, competitive pricing designed for B2B companies, with no hidden fees.

Seamless integration

Once your account is approved, our team will connect EBizCharge with your existing ERP, accounting, or CRM software. This ensures payments sync automatically, saving your team from manual data entry and reconciliation.

Go live with support

With setup complete, you'll be ready to securely accept payments right away. Our support team stays with you during launch and beyond, making sure your payment processes run smoothly from day one.

EBizCharge Rated as a momentum leader on G2

Displayed is the Momentum Grid from G2

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