Industries | Nonprofit Payment Processing

Credit Card Processing for Nonprofits

Credit Card Processing for Nonprofits

Nonprofits need payment processing that handles how organizations actually collect money. Generic payment processors were not built for donation cycles, recurring giving, and membership billing. EBizCharge gives your organization the tools to collect every payment type and the integrations to keep your books accurate automatically.

  Accept credit card, debit card, and ACH donations and payments online, in person, or by email

  Native integrations with QuickBooks, NetSuite, Acumatica, and Sage

  Recurring giving and autopay for pledge fulfillment and membership billing

Atlasta Solar Center

“EBizCharge feels like an extension of our team. Their billing tools and automatic invoice application has changed our business and cashflow. Their support team is always great if we ever need help.”

Cassandra Clark, Accounts Manager, Atlasta Solar Center

“EBizCharge feels like an extension of our team. Their billing tools and automatic invoice application has changed our business and cashflow. Their support team is always great if we ever need help.”

Atlasta Solar Center

Cassandra Clark, Accounts Manager, Atlasta Solar Center

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Overview

 Merchant account services for nonprofits and charities

 Merchant account services for nonprofits and charities

Merchant services for nonprofit organizations

Why nonprofits struggle with payment processing

Most nonprofits piece together payment collection over time. Online donations go through one platform, in-person event payments go through another, and recurring pledges are managed manually. None of these systems connect to the accounting software, which means someone is reconciling donations by hand every month. Processing fees eat into tight budgets with no clear way to offset them.

Why choose EBizCharge for nonprofit payment processing

EBizCharge gives your organization one platform to collect credit card, debit card, and ACH payments and sync them automatically to QuickBooks, NetSuite, Acumatica, or Sage. Recurring giving programs run automatically on the schedule donors set with no manual billing from your team. ACH gives donors a lower-cost payment option that reduces what your organization pays per transaction. For organizations looking to eliminate processing fees, EBizCharge’s surcharging program passes the cost to the payer where permitted.

Collect more. Reconcile less. Payment processing built around how nonprofits actually operate.

Collect more. Reconcile less. Payment processing built around how nonprofits actually operate.

Reduce processing costs with ACH and surcharging, automate recurring giving, and connect every payment channel to the accounting software your organization already uses.

Reduce processing costs with ACH and surcharging, automate recurring giving, and connect every payment channel to the accounting software your organization already uses.

Features

Specialized features for nonprofit merchant accounts

Specialized features for nonprofit merchant accounts

Over 100 native integrations

100+ native integrations

Donations, dues, and event payments post directly into QuickBooks, NetSuite, Acumatica, and Sage automatically. No manual entry and no reconciliation work at month end.

Subscription & recurring billing

Recurring giving and autopay

Automated recurring giving cycles for monthly donors, pledge fulfillment, and membership renewals run on schedule and post to your accounting records without any manual work.

ACH and eCheck Processing

ACH and eCheck processing

ACH is a lower-cost alternative to credit card for donors who prefer bank transfer. Both ACH and credit card are managed through one platform, keeping costs low for budget-conscious organizations.

Surcharge management

Surcharge

Pass credit card processing fees to the payer through a built-in surcharging program where state law permits. For many nonprofits this is the most practical way to reduce or eliminate processing costs.

Email Pay and Donation Links

Email pay and donation links

Send a donation or payment link to any donor, member, or attendee and collect in seconds. Works for campaigns, pledge reminders, and event registrations without requiring a portal login.

Advanced security

Advanced security

Tokenization and end-to-end encryption keep cardholder data out of your systems. PCI DSS compliance is built in across every account, reducing liability without internal resources to maintain it.

See more features

Compare EBizCharge

Nonprofit payment processing software unlike the rest

Nonprofit payment processing software unlike the rest

Other Providers

EBizCharge

  • Manual reconciliation

  • Native accounting integration

  • No recurring giving tools included

  • Automated recurring giving built in

  • Card only or separate ACH platform

  • ACH and credit card combined

  • No fee offset program

  • Built-in surcharging program

  • Generic customer services

  • 24/7 specialist support

  • Locked into contracts

  • No long-term contracts

With EBizCharge

  • Native accounting integration

  • Automated recurring giving built in
  • ACH and credit card combined

  • Built-in surcharging program

  • No long-term contracts

  • 24/7 specialist support

Users love us

The best payment processor for nonprofits in 2026

The best payment processor for nonprofits in 2026

Integrates into the software you already use

EBizCharge integrates natively with QuickBooks, NetSuite, Acumatica, and Sage. Donations and payments post automatically with no manual entry and no reconciliation work at month end.

Built for how nonprofits collect donations and dues

Recurring giving programs, ACH for lower-cost collection, email donation links, and a surcharging program to offset processing fees all run through one platform. No separate tools and no manual billing cycles.

Dedicated account management

A dedicated team that knows your business

Setup, onboarding, training, and support are handled in-house by a U.S.-based team. You reach a real EBizCharge representative every time, not a third-party reseller or an automated queue.

Setting up your nonprofit merchant account is simple

Setting up your nonprofit merchant account is simple

Most nonprofits and charities are approved and processing payments within two to three business days. EBizCharge handles the integration with your existing accounting software during onboarding, so your finance team is not coordinating between vendors or managing a technical setup.

Fill out a short application with your organization’s basic information and processing details. The whole thing takes about 15 minutes.

Most accounts are reviewed and approved within one to two business days. Your dedicated onboarding contact reaches out as soon as your account is active.

Your EBizCharge integration with QuickBooks, NetSuite, Acumatica, Sage, or your platform is configured by our team during onboarding. No IT resources needed.

Your team receives live training before processing the first transaction. In-house support, upgrades, and integration updates are all included at no additional cost after go-live.

Credit Card Processing for Nonprofits

Frequently asked questions

Frequently asked questions

Credit card processing for nonprofits refers to the payment infrastructure charitable organizations use to accept credit card, debit card, and ACH payments from donors, members, event attendees, and grant recipients. Unlike standard retail payment processing, nonprofit payment processing typically needs to handle recurring giving programs, pledge fulfillment, membership billing, and event registration payments while integrating with nonprofit accounting systems and keeping processing costs as low as possible.

Truly free payment processing for nonprofits is rare, but there are practical ways to eliminate or significantly reduce processing costs. EBizCharge offers a built-in surcharging program that passes credit card processing fees to the payer where state law permits. For many nonprofits this effectively makes credit card acceptance cost-free for the organization. ACH processing carries lower fees than credit card, which is another way to reduce costs on larger donations and recurring giving. Organizations should verify their state’s surcharging regulations before implementing a fee program.

The best payment processor for a nonprofit depends on how the organization collects money and what accounting system it runs. Key factors to evaluate include whether the processor integrates natively with your accounting software, whether it supports ACH for lower-cost transactions, whether it has a recurring giving or autopay feature, and whether it offers a surcharging or convenience fee program to offset processing costs. EBizCharge covers all of these and connects directly to QuickBooks, NetSuite, Acumatica, and Sage.

Yes. EBizCharge supports ACH and eCheck processing alongside credit and debit card through one platform. ACH is a cost-effective option for nonprofits collecting larger donations, recurring monthly giving, or membership dues where credit card processing fees would otherwise be significant. Both payment methods are managed through the same dashboard and post automatically into your accounting system.

Yes. EBizCharge supports automated recurring billing and autopay for monthly giving programs, quarterly pledge schedules, annual membership renewals, and any other recurring payment cycle. Donors set up their giving schedule once and payments process automatically on the schedule you configure. Each transaction posts directly into your accounting system without manual billing work from your team.

EBizCharge integrates natively with QuickBooks Desktop, QuickBooks Online, NetSuite, Acumatica, Sage 100, Sage Intacct, and 100+ other ERP and accounting platforms. Donations and payments post directly into your system and match automatically to the correct account or record. The integration is configured by the EBizCharge team during onboarding at no additional cost.

Many nonprofits can pass credit card processing fees to donors through a surcharge or convenience fee program, though rules vary by state and card network guidelines apply. Some states restrict surcharging for certain types of organizations. EBizCharge offers a built-in convenience fee and surcharging program. Organizations should verify applicable state regulations before implementing any fee pass-through program.

Most nonprofits are approved and live within two to three business days. The application takes about 15 minutes, approval typically comes within one to two business days, and your accounting integration is configured by EBizCharge during onboarding. Staff training is included before go-live at no additional cost.

Ready to set up payment processing for your nonprofit?

Ready to set up payment processing for your nonprofit?

Accept donations by credit card and ACH, automate recurring giving programs, and keep your accounting records current automatically. No hidden fees and no long-term contracts.

Accept donations by credit card and ACH, automate recurring giving programs, and keep your accounting records current automatically. No hidden fees and no long-term contracts.

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