What are eCheck payments?

eCheck payments are a type of digital payment that transfers funds directly from one bank account to another, much like traditional paper checks, but in electronic format.

When an eCheck payment is initiated, the payer authorizes the transfer of funds from their bank account to the recipient’s account through a secure online form. Processed via the Automated Clearing House (ACH) network, eChecks offers a fast and reliable way to make payments.

How Long Does It Take to Make an eCheck Payment?

The time it takes to complete an eCheck payment varies, but on average, eCheck transactions take 1 to 3 business days to process. This timeline depends on the banks involved and the payment system used. Once the payment is confirmed, the funds are securely transmitted.

Yes, e-checks are highly secure. eChecks are even regarded as safer than physical checks, which can get misplaced or stolen. They are processed via the ACH network, which uses encrypted technologies to safeguard sensitive financial data. eChecks also require payer authorization, which adds an additional level of protection.

How Does Using eCheck Help Me Manage My Cash Flow?

Since eChecks are processed electronically, the risks of delays associated with traditional check payments are minimized, enabling businesses to receive payments on time.

Why Are eChecks Cost-Effective?

Compared to other payment methods like credit cards or wire transfers, eChecks are less expensive. They often have reduced processing fees since they pass through the ACH network rather than third-party payment processors. eChecks also eliminates the need for paper, mailing, and physical processing of traditional checks, which lowers overall administrative costs for organizations.

Apply for a Merchant Account

Merchant services for the hospitality industry

Processing payments in hospitality requires a payment partner who understands your unique business needs. It affects your cash flow, guest experience, and operational efficiency. Our system is built specifically for hospitality businesses because we understand your industry challenges.

Get Pricing

Contact Sales

How do we compare to other payment platforms?

The easiest way to accept eCheck payments.

Join thousands of companies using EBizCharge

Overview

What are hospitality merchant services?

It's a specialized payment processing solution for hotels, resorts, spas, and hospitality
businesses. Standard merchant services often can't handle pre-authorizations, room
charges, or the complex payment flows hospitality businesses need.

It's a specialized payment processing solution for hotels, resorts, spas, and hospitality businesses. Standard merchant services often can't handle pre-authorizations, room charges, or the complex payment flows hospitality businesses need.

Open a merchant account with the top payment processor

Why is hospitality payment processing different?

Hospitality businesses deal with pre-authorizations, room charges, incidentals, seasonal fluctuations, and complex PMS integrations. Generic payment solutions lack the features hospitality companies require.

Why choose a hospitality specialist?

Standard payment processors don't understand hospitality operations. We specialize in hospitality merchant services with solutions built specifically for hotels, resorts, and hospitality businesses.

Our services are built for hospitality operations

Payment processing should streamline B2B relationships, not complicate them. That's
why we created solutions specifically for business-to-business companies.

Payment processing should streamline B2B relationships, not complicate them. That's why we created solutions specifically for business-to-business companies.

Talk to Sales

Users love us

Why hospitality businesses choose EBizCharge

Native accounting and business software integrations

Connect directly with QuickBooks, NetSuite, Sage, Xero, and 100+ other platforms. Our native integrations eliminate manual processes, provide real-time reporting, and streamline hospitality workflows without custom development.

Hospitality tools that handle your operations

Whether you run a boutique hotel or a resort chain, our platform scales with you. Access deep accounting integrations that eliminate manual data entry, streamline hospitality financial operations, and provide real-time visibility across your business systems.

Competitive pricing

Get pricing tailored to your hospitality business model, transaction patterns, and seasonal needs. Support for room charges, incidentals, and the unique transaction types hospitality businesses process daily.

Dedicated nonprofit account management

Work directly with hospitality specialists who understand hotel and resort operations. Get priority support, custom integrations, and strategic guidance for hospitality payment optimization.

Reliable processing for peak times

Our processing platform handles busy check-in periods and seasonal rushes without downtime. Built for reliability with redundant systems and 99.9% uptime guarantee.

Why EBizCharge?

A payments experience unlike the rest

Other Providers

EBizCharge

Customer development required

Native ERP integrations

Manual data entry

Real-time financial syncing

Generic features

Hospitality workflows

Limited authorization options

Pre-authorization support

Generic support

Dedicated hospitality teams

Standard terms only

Seasonal pricing flexibility

With EBizCharge

Native ERP integrations

Real-time financial syncing

Hospitality workflows

Pre-authorization support

Dedicated hospitality teams

Seasonal pricing flexibility

Our Product

Specialized features for hospitality merchant accounts

Integration with accounting systems

Connect with QuickBooks, NetSuite, and other accounting platforms. Streamline operations by automatically syncing payment data with your financial systems.

Pre-authorization and deposits

Process hotel pre-authorizations and security deposits seamlessly. Handle booking deposits, damage protection, and final settlements with automated authorization adjustments.

Advanced hospitality reporting and analytics

Get detailed transaction reports and hospitality sales analytics. Track room revenue, monitor seasonal patterns, analyze service performance, and access the data you need for better hospitality management.

Features

Hospitality payment processing options for every situation

Hotel and resort processing

Handle room charges, spa services, concierge bookings, and incidentals through one integrated system. Process guest payments from check-in to check-out seamlessly.

Event and catering processing

Process large event payments, catering deposits, and group bookings. Support for advance payments, final settlements, and complex event billing.

Mobile and on-property processing

Handle large B2B transactions with ACH processing, wire transfers, and extended payment terms. Support complex invoicing and automated accounts receivable workflows.

Hospitality merchant services setup is simple

Opening a merchant account is an essential step for any business that wants to accept payments from customers. Whether you run an online store, a physical location, or offer services, a merchant account makes it easy and secure to process credit card and electronic payments.

Consultation

We begin with a short call to learn about your business, your customers, and how you currently process payments. This helps us understand your requirements so we can set up your account in a way that works best for your team.

Custom proposal and pricing

After our discovery call, we'll create a proposal tailored to your restaurant's specific needs – including your transaction volume, peak hours, and guest payment preferences. You'll receive clear, competitive pricing designed for hospitality businesses, with no hidden fees or surprises down the line.

Seamless integration

Once your account is approved, our team will connect EBizCharge with your existing ERP, accounting, or CRM software. This ensures payments sync automatically, saving your team from manual data entry and reconciliation.

Go live with unlimited support

With setup complete, you'll be ready to securely accept payments right away. Our support team stays with you during launch and beyond, making sure your payment processes run smoothly from day one.

EBizCharge Rated as a momentum leader on G2

Displayed is the Momentum Grid from G2

Ready to optimize your hospitality payment processing?

Don't let inadequate payment processing limit your fundraising potential. Get the specialized hospitality merchant services your organization deserves.

$0 Starting Costs | $0 Cancellation Fees | Unlimited Support