What are eCheck payments?

eCheck payments are a type of digital payment that transfers funds directly from one bank account to another, much like traditional paper checks, but in electronic format.

When an eCheck payment is initiated, the payer authorizes the transfer of funds from their bank account to the recipient’s account through a secure online form. Processed via the Automated Clearing House (ACH) network, eChecks offers a fast and reliable way to make payments.

How Long Does It Take to Make an eCheck Payment?

The time it takes to complete an eCheck payment varies, but on average, eCheck transactions take 1 to 3 business days to process. This timeline depends on the banks involved and the payment system used. Once the payment is confirmed, the funds are securely transmitted.

Yes, e-checks are highly secure. eChecks are even regarded as safer than physical checks, which can get misplaced or stolen. They are processed via the ACH network, which uses encrypted technologies to safeguard sensitive financial data. eChecks also require payer authorization, which adds an additional level of protection.

How Does Using eCheck Help Me Manage My Cash Flow?

Since eChecks are processed electronically, the risks of delays associated with traditional check payments are minimized, enabling businesses to receive payments on time.

Why Are eChecks Cost-Effective?

Compared to other payment methods like credit cards or wire transfers, eChecks are less expensive. They often have reduced processing fees since they pass through the ACH network rather than third-party payment processors. eChecks also eliminates the need for paper, mailing, and physical processing of traditional checks, which lowers overall administrative costs for organizations.

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High volume merchant account that scales with your business

Processing large transaction volumes requires a payment partner who understands enterprise-level needs. It affects your cash flow, operational efficiency, and customer experience. Our system is built specifically for high-volume businesses because we understand your complex requirements.

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How do we compare to other payment platforms?

The easiest way to accept eCheck payments.

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Overview

What is a high volume merchant account?

It's a specialized payment processing solution for businesses processing significant
monthly volumes, typically $250,000 or more. Standard merchant services often
can't handle the volume, complexity, or custom pricing these businesses need.

It's a specialized payment processing solution for businesses processing significant monthly volumes, typically $250,000 or more. Standard merchant services often can't handle the volume, complexity, or custom pricing these businesses need.

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Why are high-volume businesses different?

Large processors need custom pricing, advanced reporting, multi-location support, and dedicated account management. Generic merchant services lack the infrastructure and expertise for enterprise-level operations.

Why choose a specialist?

Standard payment processors use one-size-fits-all solutions that don't scale. We specialize in high-volume merchant accounts and provide enterprise-grade processing with custom solutions.

Our services are built for high-volume merchants

Payment processing should accelerate business growth, not limit it. That's why we
created solutions specifically for enterprises and high-volume retailers.

Payment processing should accelerate business growth, not limit it. That's why we created solutions specifically for enterprises and high-volume retailers.

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Why high-volume businesses choose EBizCharge

ERP and accounting integrations

Connect seamlessly with SAP, Oracle, NetSuite, QuickBooks Enterprise, and other platforms. Automatically sync transaction data and streamline your financial operations at scale.

Custom pricing and terms

Get pricing tailored to your specific volume, transaction types, and business model. No generic rate cards or surprise fees that don't match your processing patterns.

Dedicated account management

Work directly with enterprise specialists who understand your business. Get priority support, custom integrations, and strategic guidance for payment optimization.

Enterprise-grade infrastructure

Our processing platform handles peak volumes without downtime. Built for reliability with redundant systems and 99.9% uptime guarantee.

Why EBizCharge?

A payments experience unlike the rest

Other Providers

EBizCharge

Generic card rates

Custom volume pricing

Shared support queues

Dedicated account teams

Limited software options

Enterprise integrations

Volume limitations

Scalable infrastructure

Standard agreements

Flexible contract terms

Basic reporting

Advanced analytics

With EBizCharge

Custom volume pricing

Dedicated account teams

Enterprise integrations

Scalable infrastructure

Flexible contract terms

Advanced analytics

Our Product

Specialized features for high volume merchant accounts

Advanced reporting and business intelligence

Get real-time dashboards, custom reports, and detailed analytics. Track performance across locations, channels, and time periods with enterprise-grade business intelligence tools.

Multi-location and multi-entity management

Manage hundreds of locations from one platform. Centralized reporting with location-specific tracking, custom hierarchy views, and consolidated settlement options.

API and developer tools

Robust APIs for custom integrations and automated workflows. Build payment processing directly into your existing systems with comprehensive developer documentation and support.

Advanced security and compliance

Enterprise-level security with tokenization, encryption, and fraud prevention. Meet compliance requirements for PCI DSS, SOX, and industry-specific regulations.

Features

Payment processing options for every channel

B2B payment processing options for every business need

Omnichannel processing

Accept payments in-store, online, mobile, and phone orders through one integrated platform. Unified reporting across all channels with consistent customer experience.

Unified financial workflows

Eliminate manual data entry and reconciliation headaches. Payments automatically flow into your ERP system with proper coding, customer matching, and real-time updates to accounts receivable and cash flow reporting.

B2B payment solutions

Handle large B2B transactions with ACH processing, wire transfers, and extended payment terms. Support complex invoicing and automated accounts receivable workflows.

International payment processing

Accept global payments with multi-currency support and international card processing. Expand globally while maintaining centralized payment management.

Steps to get started

High volume merchant account setup is streamlined

Opening a merchant account is an essential step for any business that wants to accept payments from customers. Whether you run an online store, a physical location, or offer services, a merchant account makes it easy and secure to process credit card and electronic payments.

Discovery call

We begin with a short call to learn about your business, your customers, and how you currently process payments. This helps us understand your requirements so we can set up your account in a way that works best for your team.

Custom proposal and pricing

After the discovery call, we'll provide a tailored proposal based on your transaction volume, payment methods, and business model. You'll see clear, competitive pricing designed for B2B companies, with no hidden fees.

Dedicated implementation

Once your account is approved, our team will connect EBizCharge with your existing ERP, accounting, or CRM software. This ensures payments sync automatically, saving your team from manual data entry and reconciliation.

Go live with ongoing support

With setup complete, you'll be ready to securely accept payments right away. Our support team stays with you during launch and beyond, making sure your payment processes run smoothly from day one.

EBizCharge Rated as a momentum leader on G2

Displayed is the Momentum Grid from G2

Volume-based pricing that makes sense

Our high volume merchant account pricing is designed around your specific business needs. Rates decrease as volume increases, with custom pricing for businesses processing:

Additional savings through:

Multi-year agreement discounts

Multi-location volume aggregation

Cross-product bundling

Performance-based rate reductions

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Ready to optimize your
high-volume processing?

Ready to optimize your high-volume processing?

Don't let inadequate payment processing limit your growth. Get the enterprise-grade high volume merchant account your business deserves.

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